Mortgage guide

Your dream home depends on whether you have sufficient funds of your own and whether you can afford it. Affordability is often the reason why it is not possible to buy a house or apartment. In the past, affordability was a critical factor even with sufficient assets. Why? Not all owners want to invest all of their assets for the purchase, but want to retain a portion of their assets.

As a homeowner, you ideally want to live in your own four walls for the rest of your life. Even if you have sufficiently amortized the mortgage, there may be pitfalls that prevent you from achieving this wish. HYPOTEQ also offers suitable solutions for such situations, so that your wish becomes a permanent reality.

If you are due to renew your mortgage soon, this is the ideal time to look for attractive offers on the market.

Buying residential property off plan is extremely popular in Switzerland. Read here what you need to look out for when buying.

Various taxes apply to real estate in Switzerland

Criteria for granting mortgages The following criteria are used when taking out a mortgage with HYPOTEQ. If your financing requirements